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Products

Our Authorized Representatives will be in charge of evaluating and identifying the ideal product for you, this according to your needs and purpose.  American National Insurance Company has a variety of products  which is aimed at meeting the needs of our customers. We know that you will feel safe by placing your trust in us and the company we represent. It is important to mention that ANICO was founded 105 years ago  and has an A+ rating in the insurance market. 

Term Insurance with conversion option

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The term policy that offers the option of life insurance when facing critical, chronic or terminal conditions. The policy can be converted to a permanent one up to the age of 121, with a leveled premium.

Minimum Payment Guaranteed Policy up to age 121

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It is a universal policy that gives you the option of paying the cost of pure insurance without accruals up to 121 years. However, before reaching the age of 121, you have three windows, at the age of 15, 20 & 25 years of the policy, to cancel it and receive a return on the premium paid on the policy. 

Indexed Universal Life Insurance

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For planned events you need money. An index policy is a life insurance, but if you don't die prematurely it could be your best long-term accumulation mechanism among other things. Go ahead and know all its benefits and testimonials of its results.

Annuities

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If you are one of those who like to keep your interests guaranteed even when they are not very aggressive, we can help you. Fixed and guaranteed products, in monthly, annual or multi-year point-to-point earnings. Immediate and indexed annuities.

Medical Plans

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A medical plan is always necessary. These offer us protection and financial stability in times of illnesses and conditions.  They are a resource to cover your medical expenses, laboratories, among others.​

Major Expenses

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You know that planning is important, for when the difficult and unexpected moments come.  We can guide you so that you can purchase your policy to cover those major expenses that sometimes surprise us.

Traveler Insurance

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Travel insurance provides you protection while you enjoy your vacations outside of Puerto Rico and / or the United States.  Don't take away any worries and purchase your travel insurance. Simply have fun and enjoy that space that you have set aside for you and your loved ones.

Property and Contingency

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Property insurance protects you against direct economic loss that results from property damage or destruction; including consequential losses resulting in property damage: fire and related (allied) lines - covers property in specific locations. Marine (floating) insurance - the property is not always in a specific point, among others. Click on this link in order to fill the form that will tell us which service do you need. Click here. 

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Visit our Caribbeans Region page

Escorial Office Building One

1400 Ave. José De Diego Suite 300

Carolina, PR 00987

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HC-04 Box 15644

Carolina, PR 00987

(786) 709-9500 | Ext. 508

(787) 709-4788 | Ext. 508

ins@caribbeansregion.org

© 2021 by Verenice Rodríguez Ruiz, Ed. D.

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